Minor Niggles

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Re: Minor Niggles

Postby Ghost » Fri Nov 22, 2013 9:18 am

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Re: Minor Niggles

Postby Penfold » Fri Nov 22, 2013 12:25 pm

Bouncy Castle wrote:Surely the guy who hit hubby's car's insurance should pay for the damages?

Unfortunately, many insurance companies the no-accident discount as a 'No Claims Bonus' rather than a 'No Blame Bonus'. Having said that, in all fairness to them, once they recover the money laid out the no claims bonus is often reinstated (also in the case of 'knock for knock' where blame is established, by recovery of uninsured losses for example). :)

What has been affecting premiums for many years is the increase in 'fraudulent' claims and payouts brought about by the ambulance chasing lawyers. My mum had a no blame accident the other year when another car reversed into hers in a car park. She was getting daily phone calls from solicitors trying to persuade her to claim for injuries she never had. :evil:
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Re: Minor Niggles

Postby Catch-up » Fri Nov 22, 2013 1:02 pm

Bouncy Castle wrote:Surely the guy who hit hubby's car's insurance should pay for the damages?


Michigan has a no fault law. So our insurance will pay for the damage, but the person who hit him will have to pay our deductible. If she kicks up a fuss, then we do a police report that will get her a ticket and points. It's much cheaper to just pay the deductible.
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Re: Minor Niggles

Postby Dotsie » Fri Nov 22, 2013 8:45 pm

What a pain, :evil: Glad everyone's OK
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Re: Minor Niggles

Postby Sister Jennifer » Sat Nov 23, 2013 12:44 am

Good luck with the paperwork, Catch-up. Whew, no injuries.
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Re: Minor Niggles

Postby Catch-up » Sat Nov 23, 2013 2:38 pm

Thanks guys. It's one of those things that are a pain to deal with, but I know we'll quickly forget about it once it's taken care of.
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Re: Minor Niggles

Postby KnightOfFewWords » Wed Nov 27, 2013 8:17 pm

Sorry to hear about the bump, but glad to hear no-one was injured.

Today I learned an important lesson about chocolate souffles, that most fickle of desserts. A minute under or over can ruin a souffle - so forgetting about it completely and leaving it in the oven for two and a half times times as long as I should have was never going to turn out well.

On the plus side, I just received an email from Amazon telling me I've been refunded! And when I opened it, to the grand sum of £0.01. Maybe I'll treat myself to a staple or something.
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Re: Minor Niggles

Postby Catch-up » Wed Nov 27, 2013 9:43 pm

:lol: Big spender!
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Re: Minor Niggles

Postby Sister Jennifer » Thu Nov 28, 2013 8:36 am

That's a funny story. Best of luck with your next souffle.
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Re: Minor Niggles

Postby janet » Thu Nov 28, 2013 8:50 am

Being asked for ID for my daughter in that well-known store rhyming with fresco. She's 25! She had to go back to the car to fetch her driving licence. She should be flattered but it was just plain annoying for me. Begs the question.....would we be asked for ID if she was 12? I would still be doing the shopping which happened to include a couple of bottles of beer and i would still have been paying for it :evil: It was the smug, self-righteous attitude of the spotty youth exercising his power over us that really got on my pip. Another question......would this have happened if I was male?
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Re: Minor Niggles

Postby Bouncy Castle » Thu Nov 28, 2013 9:29 am

Guy in his 90s was asked for ID the other day when buying 2 bottles of voddy as presents.

He walked out of the store. The store are saying it was the cashier joking, and they'll give him the voddy complimentary like, if he comes back to the shop.

What really gets me is the notices about buying alcohol that say "are you 21?".

What the hell does it matter? The legal age in this country for buying and drinking alcohol is 18, so the notices are invalid anyway.
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Re: Minor Niggles

Postby janet » Thu Nov 28, 2013 9:33 am

I've been asked as a joke too so I presented my bus pass :hand:
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Re: Minor Niggles

Postby Penfold » Thu Nov 28, 2013 9:58 am

Sorry to say this Bouncy but the social responsibility laws are for people looking about (or under) twenty one to show ID since many youngsters look older now. It is done to protect the licenses of the stores and the till person can receive heavy fines for failure to do so. We have the same policy at the casino and get into a lot of trouble if we fail to request ID. (We did get caught out by a 'secret shopper' test regularly carried out by the police and local authority by letting a 19 year old in without asking for ID). Our local Tesco store also lost its alcohol license for six months the other year for the same reason.
Last edited by Penfold on Fri Nov 29, 2013 9:40 am, edited 1 time in total.
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Re: Minor Niggles

Postby Bouncy Castle » Thu Nov 28, 2013 11:57 am

119 year old?

Bloody hell. What skin cream was he using, and where can I get some?
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Re: Minor Niggles

Postby Ghost » Thu Nov 28, 2013 2:00 pm

janet wrote:I've been asked as a joke too so I presented my bus pass :hand:
I got carded when I brought painkillers a few years ago :shock: and the legal age for that is 16
it would've been funny if I didn’t have a raging headache at the time
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